Getting onto the property ladder can seem quite daunting but with Mortgage IQ it doesn’t need to be.

Buying a new home can be a daunting and stressful process, but our qualified mortgage Partners can guide you through the maze of options – fixed rate or tracker, flexible or offset – and support you every step of the way, from application to completion.

We’re always glad to help you switch to another lender or negotiate a better deal on your existing mortgage.

When it comes to a home building project there are so many more considerations. For example buying and paying for your land, cashflow, build costs, construction type, planning permission, affordability and where you’ll live during the build can all impact on your finances. Our experts can guide you through the process.

Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences. Let our advisers talk you through it.

Buy to let mortgages are not usually regulated by the Financial Conduct Authority.

Share the load of home buying – let our advisers show you how.

Whether it be to raise capital against your property, carry out home improvements or debt consolidation we will manage your application from start to finish, alleviating the burden and stress on you. Find an adviser today.

We can also offer intergenerational mortgages for parents and grandparents wishing to help their children and grandchildren onto the property ladder.

The property on which a mortgage is secured be repossessed if you do not keep up repayments on your mortgage.